BR-61: Payment account identifier (BT-84) is missing for credit transfer

What does this mean?

If the payment means type code (BT-81) means a credit transfer, i.e. code 30 (credit transfer) or 58 (SEPA credit transfer), the payment account identifier (BT-84) must be present, the IBAN for SEPA. It is missing.
In UBL the check fails as soon as the account identifier is missing for code 30 or 58. In CII it only checks the payee account for code 30 or 58 if the account exists; if the account is missing entirely, XRechnung reports this via BR-DE-23-a.

Typical causes

Payment means code 30 or 58 was selected, but no IBAN or account number was entered.
Only the account name (BT-85) was given for the account.
The bank details only appear in free text.

How to fix the error

For the payment means with code 30 or 58, state the payee's IBAN or, outside SEPA, account number.
If no credit transfer is made, select another appropriate code, e.g. 59 (SEPA direct debit) or 48 (bank card).
CII: ram:SpecifiedTradeSettlementPaymentMeans/ram:PayeePartyCreditorFinancialAccount/ram:IBANID or ram:ProprietaryID, UBL: cac:PaymentMeans/cac:PayeeFinancialAccount/cbc:ID.
Generate and validate the invoice again.

In E-Rechnungsfreund

In the invoice form ("Experte" view), section "Zahlungsmittel (BG-16)" (payment means), fill in the field "IBAN (BT-84)" (or "Nationale Kontonr. (BT-84-0)", national account number) of the payment means with "Zahlungscode (BT-81)" 30 or 58.

Example

Wrong

<ram:SpecifiedTradeSettlementPaymentMeans>
  <ram:TypeCode>58</ram:TypeCode>
  <ram:PayeePartyCreditorFinancialAccount>
    <ram:AccountName>Example Ltd</ram:AccountName>
  </ram:PayeePartyCreditorFinancialAccount>
</ram:SpecifiedTradeSettlementPaymentMeans>

Correct

<ram:SpecifiedTradeSettlementPaymentMeans>
  <ram:TypeCode>58</ram:TypeCode>
  <ram:PayeePartyCreditorFinancialAccount>
    <ram:IBANID>DE02120300000000202051</ram:IBANID>
    <ram:AccountName>Example Ltd</ram:AccountName>
  </ram:PayeePartyCreditorFinancialAccount>
</ram:SpecifiedTradeSettlementPaymentMeans>

Related validation rules

• BR-01: Specification identifier (BT-24) is missing
• BR-02: Invoice number (BT-1) is missing
• BR-03: Invoice issue date (BT-2) is missing
• BR-04: Invoice type code (BT-3) is missing
• BR-05: Invoice currency code (BT-5) is missing
• BR-06: Seller name (BT-27) is missing

Frequently asked questions

What is the difference to BR-50?

BR-50 relates to existing credit transfer information (BG-17), BR-61 to payment means code 30 or 58. In CII both checks are worded identically and therefore usually fail together; in UBL BR-61 also reports a completely missing account.